Special Charges
All Students Freshman Orientation
Charge (page 147) $40.00
Technology Fee (per credit hour) $  5.00
Lab Fee (as applicable) $15.00
Late Registration Charge begins
with second day of classes $25.00
Late Registration Charge for off-campus classes begins with the third class
meeting $25.00
Drop/Add Fee $  5.00
Advanced Standing Exam Fee $55.00
RBA Degree Evaluation Fee $300.00
Auditing charges are the same as for part-time  students (page 177).
Graduation (per degree) $40.00
Late Graduation Fee (in addition to
Graduation Fee) $20.00
Diploma Replacement Fee $25.00
Transcript Fee (first transcript free) $  5.00
Returned Check Fee $15.00
Residence Hall Damage Deposit $50.00
Note:  No charge is made for transcripts requested by and sent directly to high schools, state departments of education, and professional associations for their official files.
Failure to pay all accounts due  encumbers the student’s records;  registration for subsequent semesters will not be permitted. Transcripts and semester grades will not be issued.
Refunds
     Refunds will be given ONLY upon withdrawal from the institution.  A student withdrawing under disciplinary action forfeits all rights to a return of any portion of tuition, fees, and board and room paid.
     Fees are subject to change.  Such changes may take effect at once and may apply to students already enrolled, unless otherwise specified.  Dishonored checks may result in exclusion from classes until payment, including a $15 assessment, is made.
     All refunds of tuition and fees are calculated from the day scheduled as the first day of class.  Students receiving financial aid from the College will have their refund redeposited into the financial aid account.  First time enrollees receiving Title IV aid will have refunds released based on federal guidelines.
Refunds on tuition, fees, and room will be made as follows:
Refunds in the Regular Academic Semester
During the first and second weeks 90%
During the third and fourth weeks 70%
During the fifth and sixth weeks 50%
No refund thereafter
Refunds in Summer terms and non-traditional periods
During the first 13% of the term 90%
From 14% to 25% of the term 70%
From 26% to 38% of the term 50%
After 38% of the term
is completed No refund
     If a student withdraws in keeping with the regulations of the College, as set forth in this Catalog, refunds on board will begin the Saturday following the date the Business Office is notified of withdrawal.
Financial Aid
     Grants, loans, part-time employment and scholarships are available for eligible students at Concord.  Students should complete the Free Application for Federal Student Aid (FAFSA) as soon as possible after January 1 to assure consideration for available funds since the earlier applications are packaged first.  April 15 is the deadline for priority consideration of campus-based aid; however, applications processed after April 15 will be considered based on the availability of funds.  Awards are normally based on full-time enrollment.  However, some programs are available for part-time enrollment.  The major portion of financial aid is awarded to students who have a demonstrated financial need based on the results of the FAFSA.  
     Financial aid is normally awarded to students for the regular academic year of two semesters.  Renewal of Federal and State aid is contingent upon reapplying each year, having a demonstrated financial need, and maintaining satisfactory academic progress toward a degree objective.
Many communities and local organizations offer scholarships to deserving high school graduates.  These possibilities should be explored with your high school principal or guidance counselor.  
Institutional scholarships available through Concord College are competitive.   Applicants for scholarships must complete a separate scholarship application form which includes recommendations by appropriate College or secondary school officials.  These forms are available from the Office of Admissions or the Financial Aid Office.
General Financial Aid Information
     Students who receive financial aid  at Concord College must use this money solely for educational expenses related to attendance at Concord.  Any student who receives financial aid from sources in addition to programs offered by Concord must report this income to the Financial Aid Office.  Additional aid may reduce or cancel the student’s award.
     Federal student aid programs, amounts, and policies are subject to change based on Federal legislative action.  Questions concerning financial aid should be directed to the Financial Aid Office.  
Grants
     The Free Application for Federal Student Aid  (FAFSA) must be submitted for consideration of any of the following programs.  Application forms may be obtained from the Financial Aid Office or high school guidance counselor.  Appli-cants will receive a Student Aid Report (SAR) from the Central Processing Center.
Federal Pell Grant/Federal Supplemental Education Opportunity Grant (SEOG)
West Virginia Higher Education Grant
(a) Residents of West Virginia with academic potential and financial need are considered provided the FAFSA is received by the processor by March 1.
(b) Selection is made by the West Virginia Higher Education Grant Program in Charleston.
State Grants (other than West Virginia)
     Check with your home state grant office, if one exists, to determine if state residents attending out-of-state schools are eligible for grants.  If so, process the paperwork for Concord, and we will disburse your state grant.
Loans
The Federal Perkins Loan
     An applicant may borrow a maximum of $9,000 as an undergraduate student, not to exceed $4,500 in the first two years of school (based upon availability of funds).  The first repayment is due nine months after graduation or separation from college.  The Loan has a five percent interest rate which begins to accrue the tenth month after graduation or separation from college.  There are provisions for the repayment of this loan to be partially or wholly canceled for certain areas of teaching, military service, volunteer service, NOAA, and certain disabilities.  In addition, deferment options exist.  Check with the Perkins Loan Office prior to leaving school about these options.
Federal Stafford Loan (Subsidized and Unsubsidized)
(a) Applications may be obtained from a  bank or from the Financial Aid Office.
(b) The student completes the Student Portion of the application form and submits it to the Financial Aid Office for completion of the College’s portion.  The financial aid officer will submit the application to the student’s bank or state lending agency.  An undergraduate student may borrow $2,625 at the freshman level, $3,500 at the sophomore level, and $5,500 at the junior and senior level, with an aggregate loan limit of $23,000.  The interest will be subsidized by the Federal government and will not begin to accrue until the seventh month after graduation or separation from college.  The interest is an annual variable based on 91-Day T-Bill + 2.3%, for loans with the first disbursement made to new borrowers.  Currently there is an interest cap of 8.25%.
Interest Rate: Annual Variable Rate based on 91-day T-Bill + 2.3%, capped at 8.25%.
Origination Fee, 2%.  Guarantee fee, up to 1%.
Federal Parents Loan for Undergraduate Dependent Students (FPLUS)
(a) Applications are available from a bank or from the Financial Aid Office.
(b) The parent completes the parent portion of the application form, the student completes the student portion, and submits it to the Financial Aid Office for completion of the College’s portion.  Parents may borrow an annual amount equal to cost of attendance minus other aid.  Interest rate is an annual variable based on 52-week T-Bill + 3.10%, capped at 9% or 10% depending upon when the loan was made.  Parents who have no adverse credit history are eligible for FPLUS loans.
Institutional Loans
     Concord College has very limited institutional loans that may be used as restricted sources of funds.
Federal Work-Study Program
     Students in the Federal Work-Study Program secure jobs in various offices on campus, as well as other agencies.  The work hours for this program will be adjusted to the student’s schedule, but may not exceed 20 hours per week.  Paychecks are issued monthly.  The rate of pay is the federal minimum wage.
State Student Assistant Program
     This is a State-funded work program and students may be hired by various departments.  Financial need is not a prerequisite.
Satisfactory Academic Progress Policy for Financial Aid Recipients
     The following components constitute academic satisfactory progress necessary for receipt of financial aid.
 1. Quantitative.  While enrolled as a full-time student (12 hours or more) you must progress at the following rate.  (Include semesters during which you received no financial aid.)
Semester           Cumulative HoursEarned
1                                              9
2                                              18
3                                              30
4                                              42
5                                              54
6                                              69
7                                              84
8                                              99
9                                              114
10                                         GRAD
     Part-time attendance will be prorated at the same rate as above and determined by the number of hours attempted at registration.
 2. Qualitative.  Maintain the following cumulative grade point average.
Hours Earned         GPA
0-14                         1.357
15-29                       1.690
30-44                       1.795
45-59                       1.847
60-74                       1.919
75-89                       1.933
90-112                     1.973
113+                           2.000
Hours Earned      Quality Point Deficit
0-59                          9
60-89                        6
90-112                      3
118+                         0
     You will be notified in writing and furnished with a copy of this policy if you are not making satisfactory academic progress prior to the next enrollment period for which you would normally be eligible for financial aid.
     Students who withdraw within the College’s and Federal Government’s prescribed refund periods may be responsible for repayment of a portion of aid received.  (Refer to the refund policy.)
     If you withdraw during the semester without having earned credit, you will be considered to have made unsatisfactory progress, unless you present acceptable reasons for withdrawal.  (This is providing you were making satisfactory progress at the time of withdrawal or during the previous enrollment period.)
     Data to implement this policy will come from the Registrar’s Office.  Withdrawals and incompletes will be counted in the determination of GPA and hours attempted in accordance with the policies of the Registrar’s Office.  Federal, state and some institutional financial aid administered by this office may be affected.
     If you are denied aid for failure to maintain satisfactory academic progress, you may not receive further payments until you attain satisfactory academic progress.  To do this, you must attain the cumulative GPA and earn the hours required as previously stated.
Probation.  
     If you are not making satisfactory progress as defined above, you will be placed on probation from financial aid.  If it is your first unsatisfactory semester, you will be awarded financial aid during the next probationary semester.  If it is your second semester, you will be placed on financial aid suspension, and you will not be awarded aid during the next semester.  During your third semester of unsatisfactory progress you will be placed on financial aid ineligible status, and you will lose all eligibility for future financial aid.
     The Financial Aid Office can only ensure that Federal Pell Grants and Federal Stafford Loans will be reinstated after the probationary period, if you are eligible.  Campus based aid (FSEOG, FWS, and Federal Perkins Loans) will be reinstated only if funds are still available.
     You may appeal financial aid suspension and/or ineligibility by submitting in writing to the Director of Financial Aid the basis for your appeal, stating the reasons for not making satisfactory academic progress.    In addition, request from the Registrar’s Office a copy of your academic transcript.  It will be sent directly to the Financial Aid Office
Scholarships
     SCHOLARSHIPS AVAILABLE to assist Concord College students are derived from endowments exceeding $16 million, within the Concord College Foundation , plus varied other sources of private, corporate, philanthropic, and governmental assistance.  Contact the Admissions Office for complete information and application procedures for the numerous scholarships offered by Concord College.
     References to schools, counties, and geographic areas in the following listings refer to West Virginia locations, unless indicated otherwise.
The Bonner Scholars Program
     "Changing the World through Service," Bonner Scholars receive up to $3,600 per year in return for a significant commitment to perform public or community service work while they are enrolled.  This unique program was founded by the Corella and Bertram F. Bonner Foundation of Princeton, NJ. Further criteria and applications are available by writing to The Bonner Scholar Program Director at Concord.
Quest for Scholars Scholarships
—John Henry Scholarship (WV student)
—Charles Buford Anderson Scholarship (Summers County High School graduate)
—Grace Gumm Scholarship
—Princeton High—Hardees Scholarship (Princeton High School graduate)
—Princeton High—Partners in Education Scholarship (Princeton High School  graduate)
—James Monroe High Scholarships (2)
—Beckley Area Scholarship
—Southern West Virginia Community College Scholarship (Transfer student from SWVCTC)
—Wyoming County Scholarship
—Mount View High (McDowell County) Scholarship
—Baileysville High Scholarship (Baileysville High School graduate)
—PikeView High Scholarship (Oakvale area graduate)
—Classified Employees Scholarship (son or daughter of a classified employee of Concord College)
—Concord SGA Scholarship
—Gilbert High Scholarship
—Iaeger High Scholarship
—PikeView High Scholarship (Athens area)
—Princeton High—Interact Scholarship
—Woodrow Wilson High Quest Scholarship (Raleigh County)
—CHPR Gwinn Family Scholarship (Summers County)
—Jack Grose/SGA Scholarship (current Concord student)
—Larry Fanning/Oakvale Area Scholarship
—Bank One Scholarship (Raleigh County)
—City National Bank of West Virginia Scholarship (Raleigh County)
—United Bank Scholarship (Raleigh County)
Teacher Education Scholarships
—Paul Douglas Scholarship
—Underwood-Smith Scholarship
—Winnis Hylton Landing Scholarship (Raleigh or Wyoming County teacher education major)
—Beasley/Dressler Scholarship
—Teacher Education Scholarship for minority students
—Southern West Virginia Math & Science Teacher Education Scholarship
—Leola Hoke Bingham Scholarship (musical ability and potential; teacher education major preferred)
—Louise T. Leary/Delta Kappa Gamma Scholarship
—The Fannie and W. D. Pendleton Scholarship
Named Scholarships
—Laurence E. Tierney, Jr. Scholarship (West Virginia)
—Joseph R. Hatcher Scholarship (Mercer County)
—Harry Finkelman Scholarship (Accounting major)
—Yankee Barbakow Scholarship (Mercer County)
—Frank Nelson Scholarship (Mercer County)
—Mitchell N. Pashion Scholarship (involved in community)
—Jack and Ruby Anderson Scholarship (Monroe County preferred)
—Sue Burger Everett Scholarship (West Virginian)
—Rev. Harry Christie Scholarship (Princeton WV resident preferred)
—Wilma Toothman Scholarship (member of the Sigma Sigma Sigma  sorority)
—Joseph F. Marsh Jr. Scholarship
—M. N. Freeman Scholarship
—Advanced Placement Scholarship (score of 3 or above on the Advanced Placement exam of The College Board)
—Concord Student Government Association Memorial Scholarship
—Beckley Area Foundation Scholarships (Raleigh Co. area)
—VerizonTelephone Scholarship (business, technical, or education major)
—Elks Memorial Scholarship
—Bluefield Regional Medical Center Scholarship (for students entering a  health care field)
—Robert Ellison Scholarship (Princeton WV High School graduate)
—George M. Cruise Scholarship
—Dr. James P. Bailey Scholarship
—Nick Joe Rahall Scholarship (resident of Rep. Nick Rahall’s congressional district in southern West Virginia)
—Carl H. Bailey Mathematics Scholarship
—Jerry L. Blatt Scholarship (mathematics)
—Lawrence J. (Pacie) Pace Jr. Scholarship (for students intending to serve the  handicapped)
—United Bank South Scholarship
—Bill and Wanda Perry Scholarship (Greenbrier County)
—Robert L. Roark Scholarship (Kanawha or Roane County)
—J. Arthur Butcher Scholarship (art major)
—Ella Holroyd Music Scholarship
—William B. Caruth Sr. Scholarship (music major)
—Frank and Fannie Dean Scholarship (music or arts)
—Community Players Scholarship (for a student or students active in the College Theatre)
—Liberty High–Citizens’ Scholarship (Raleigh County)
—Woodrow Wilson High–Citizens’ Scholarship (Raleigh)
—BB&T–Mercer County Scholarship (business major interested in banking career)
—Sun Valley Ruritan Scholarship (PikeView student from Athens area)
—Frances and David Taylor Scholarship (non-traditional student)
—Leslie Carter Scholarship (Raleigh or Fayette County)
—William and Olivia Clark Scholarship
—Hobart M. and Pansy Michael Harvey Scholarship
—Michael N. Donato Music Scholarship
—Joseph Peters Scholarship
—Carucci Memorial Scholarship
—John C. and Chloe A. Higginbotham Scholarship (Iaeger High School graduate)
—H. C. Beavers Scholarship (Iaeger High School graduate)
—Margaret Ann Stradley Scholarship (Big Creek High School graduate)
—Mary and J. Therin Rogers Scholarship (Northfork area of McDowell County)
—Joseph G. and Nelle Bailey Hunt Scholarship (McDowell County)
—Clifford E. and Linnie Coon Scholarship (Sherman High School)
—Arthur N. Hofstetter Scholarship
—Wilkes Family Scholarship (Raleigh County high school graduate)
—Victor & David Grigoraci Scholarship
—Mary Parker Smith Scholarships
—Josephine Lilly Rorrer Scholarship
—Diana D. Perry Scholarship
—Lucy Sneed DeNuzzo Scholarship
—Doug Tanner Scholarship
—Elizabeth Bailey Scholarship
—Alton Douglas/Mercer Anglers Scholarship
—Ken & Virginia Gleason
—Robert Kyle Athletic Scholarship
—Billie McClaugherty Scholarship
—Parker Family Scholarship
—Freida Riley Scholarship
—Anna Lee Campbell Shumate Scholarship
—Jerry Willis Scholarship
—Cook/Rado Scholarship
—Max Fezer Scholarship
—David S. Roth Memorial Scholarship
—Joseph L. Soto Family Scholarship
—Conn-Weld Scholarship
—George Moore Scholarship
—Clyde and Eizabeth Maxey Scholarship
—Greg Allen Scholarship
Categorical Scholarships
—Academically Talented
—Concord College Undergraduate (CCUS)
—Divisional Academic
—Presidential Scholars of Distinction
—Dean’s Scholars of Distinction
—Marsh Scholars of Distinction
—Valedictorian and Salutatorian of high school class
—Special Scholarship Fund
—Talent (students are recommended by the Chair of the Fine Arts Division to the Director of Financial Aid for approval)
—General (international students are  eligible)
—Residential Scholarship (certain academically talented resident students receive 50% reductions in room costs)
—Athletic Undergraduate (for student-athletes)
—Mountain Lion Club (for student- athletes)
—Minor Sports (for student-athletes)
—Alumni Scholarship
—Governor’s School or Honors Academy
—Dean’s Scholarship
—ACT/SAT Scholarships
—Amnesty International Scholarship
—Concord College Community Srvice Covenant Grant
—Academic Achievement Scholarships
—Director’s Scholarship
—Entrepreneurial Scholarships
—Pre-Med & Pre-Law Summer Academy Scholarships
—Emergent Leaders Scholarships
—Covered Book Award Scholarships