Loans are borrowed funds which must be repaid with interest at a later time. When deciding to take out a loan, you should only borrow what you absolutely need so you keep your loan debt as low as possible.

The information below provides an overview of the types of loans available, how to apply, and additional requirements which may need completed for the loan to disburse.

• Undergraduate Loans
  • Federal Loans
    • Federal Direct Subsidized Loans
    • Federal Direct Unsubsidized Loans
    • Federal Direct Parent Plus Loan
  • Private Educational Loans
• Graduate and Professional Loans
  • Federal Loans
    • Federal Direct Unsubsidized Loans
    • Federal Direct Graduate Plus Loan
  • Private Educational Loans

Not Eligible for Loans:

• International Students: International students are not eligible for federal loans. If international students choose to pursue loans from private lenders, they normally are required to have an endorser/co-signer who is a US citizen or US permanent resident with good credit who has lived in the US for a certain period of time.