Perkins Loan Office
The Perkins Loan Office serves as the administrator of the Federal Perkins Loan Fund for Concord University. Recipient eligibility is determined by the Financial Aid Office through the financial aid awarding process based upon the student's completed FAFSA. The Perkins Loan Office acts as a liasion between the University, the Department of Education and Heartland/ECSI to ensure all requirements for a student's participation in the Federal Perkins Loan Program have been met.
Master Promissory Note/Entrance Counseling
Students who have been awarded a Federal Perkins Loan must complete a Master Promissory Note and Entrance Counseling annually:
Entrance Counseling/Promissory Notes → www.ecsi.net/prom91
- FSA User ID/Password is required
Upon completion of their final semester at Concord University, all Perkins borrowers are required to complete an Exit Interview:
Exit Counseling/Interviews → https://borrower.ecsi.net/
- Concord University’s School Code is 91
- E.C.S.I. PIN is required
Borrowers in Repayment
Deferment and Forbearance
In the the event, a borrower needs to defer, or postpone repayment, Heartland/E.C.S.I. can assist in selecting the appropriate deferment type and required supporting documentation, if any. Please visit ecsi.net for more information. Select "School Not Listed - Use Standard Form" when the option is presented.
There are certain fields of employment and medical situations that allow a borrower to qualify for cancellation of Federal Student Loans. Please visit ecsi.net for more information.
Angela Taylor Assistant Accountant Marsh Hall 221