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Cost of Attendance

The Office of Financial Aid determines your financial aid eligibility by subtracting your Expected Family Contribution (EFC) from your Cost of Attendance (COA). The information you report on your FAFSA is used in a formula established by the U.S. Congress, which determines your EFC. The COA that your financial aid package is based upon reflects standard and reasonable costs.

The following are included in the cost of attendance:

  • Tuition and fees
  • Room and board
  • Books/Supplies
  • Personal expenses
  • Transportation
  • Study abroad

Dining charges are based upon actual costs of the meal plan, while housing charges vary based upon residence hall assignment. When you live on campus, you will be billed directly for your room and your meal plan. Concord University policy requires all unmarried students (traditional age undergraduates) who have not received prior permission to commute to reside on campus in the University’s residence halls as long as space is available. If you will not plan to reside on campus, you must submit an Off-Campus Exception/Commuter Request Form to the Office of Housing and Residence Life. The COA budget component for housing and meals for students who live with parents or reside in off-campus housing vary according to your personal circumstances.

Your basic COA also includes allowances for average books and supplies, transportation, and personal expenses. In addition, direct loan fees, program fees, or study abroad costs can be added, if required.

Below are 2022-2023 estimated average cost of attendance budgets used by the Office of Financial Aid to determine students’ eligibility for financial aid.

Fee On-Campus Off-Campus W/ Parent
Books & Supplies $1,100 $1,100 $1,100
Tuition & Fees $8,540 $8,540 $8,540
Personal $1,800 $1,800 $1,800
Room & Board $10,090 $10,090 $2,232
Transportation $1,428 $1,428 $1,428
Total $22,958 $22,958 $15,100

Fee On-Campus Off-Campus W/ Parent
Books & Supplies $1,100 $1,100 $1,100
Tuition & Fees $18,780 $18,780 $18,780
Personal $1,800 $1,800 $1,800
Room & Board $10,090 $10,090 $2,232
Transportation $1,428 $1,428 $1,428
Total $33,198 $33,198 $25,340

Fee In-state Out-of-State Virtual
Books & Supplies $1,100 $1,100 $1,100
Tuition & Fees $6,108 $10,656 $6,108
Personal $1,800 $1,800 $1,800
Room & Board $10,090 $10,090 $10,090
Transportation $1,428 $1,428 $1,428
Total $20,526 $25,074 $20,526